/* ═══════════════════════════════════════════════════════════════════════
   Derr.PKVexperte — gemeinsames Stylesheet für alle Seiten
   Wird von index, checkliste, impressum, datenschutz und erstinformation
   geladen. Änderungen hier wirken überall.

   Aufbau:
     1  Schriften          8  Wechselfenster        15  FAQ
     2  Farben & Tokens    9  Quiz                  16  Final-CTA
     3  Grundlagen        10  GKV/PKV-Vergleich     17  Footer
     4  Typografie        11  Stellschrauben        18  Sticky-CTA (mobil)
     5  Buttons           12  Beitragskurve         19  Checkliste
     6  Header & Logo     13  Zielgruppe & Ablauf   20  Rechtsseiten
     7  Hero & Trust      14  Über mich             21  Animation & Druck
   ═══════════════════════════════════════════════════════════════════════ */


/* ═══ 1 · SCHRIFTEN ══════════════════════════════════════════════════════
   Lokal eingebunden — es wird keine Verbindung zu Google oder einem
   anderen Schriftanbieter aufgebaut (siehe Datenschutzerklärung, Abs. 2). */

@font-face {
  font-family: 'Instrument Serif';
  src: url('../../fonts/instrument-serif-400.woff2') format('woff2');
  font-weight: 400; font-style: normal; font-display: swap;
}
@font-face {
  font-family: 'Instrument Serif';
  src: url('../../fonts/instrument-serif-400-italic.woff2') format('woff2');
  font-weight: 400; font-style: italic; font-display: swap;
}
@font-face {
  font-family: 'Inter';
  src: url('../../fonts/inter-var.woff2') format('woff2-variations');
  font-weight: 100 900; font-style: normal; font-display: swap;
}


/* ═══ 2 · FARBEN & TOKENS ═══════════════════════════════════════════════ */

:root {
  /* dunkle Flächen */
  --bg:       #060f1e;
  --surf:     #0B1A31;
  --surf2:    #112542;
  --brd:      #1e3a5f;
  --text:     #E9EEF5;
  --soft:     #AEBDCE;
  --dim:      #7A8DA5;   /* angehoben ggü. früher, damit kleine Texte AA erreichen */

  /* helle Flächen */
  --paper:    #F7F9FC;
  --card:     #FFFFFF;
  --ink:      #0B1A31;
  --ink-soft: #41546B;
  --ink-dim:  #5A6B80;
  --brd-lt:   #DFE6EF;

  /* Akzente */
  --blue:     #3A7FC1;
  --blue-lt:  #6FA9DE;
  --blue-dk:  #2B6BA8;   /* Blau für hellen Grund — erreicht AA */
  --amber:    #E0A030;
  --amber-dk: #8A6000;   /* Amber für hellen Grund */
  --ambg:     #171100;
  --ambrd:    #3a2c00;
  --green:    #2ECC71;
  --green-dk: #10794A;   /* Grün für hellen Grund */

  /* Schriften */
  --display:  'Instrument Serif', Georgia, 'Times New Roman', serif;
  --ui:       'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', system-ui, sans-serif;

  /* Maße */
  --wrap:     1080px;
  --radius:   12px;
  --pad-sec:  clamp(64px, 9vw, 104px);
}


/* ═══ 3 · GRUNDLAGEN ════════════════════════════════════════════════════ */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  background: var(--bg);
  color: var(--text);
  font-family: var(--ui);
  font-size: 16.5px;
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

img, svg { display: block; max-width: 100%; }
a { color: inherit; }
button { font: inherit; color: inherit; background: none; border: none; cursor: pointer; }

.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 24px; }

section { padding: var(--pad-sec) 0; }

/* Sichtbarer Fokus — überall, für Tastaturbedienung */
a:focus-visible, button:focus-visible, summary:focus-visible,
input:focus-visible, [tabindex]:focus-visible {
  outline: 2px solid var(--blue-lt);
  outline-offset: 3px;
  border-radius: 4px;
}

/* Sprungmarke für Screenreader und Tastatur */
.skip {
  position: absolute; left: -9999px; top: 0; z-index: 200;
  background: var(--blue); color: #fff;
  padding: 12px 20px; border-radius: 0 0 8px 0;
  font-weight: 600; text-decoration: none;
}
.skip:focus { left: 0; }

.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;
}


/* ── Helle Sektionen ──────────────────────────────────────────────────
   Der Wechsel hell/dunkel gibt der Seite Rhythmus: dunkel für
   Aussage und Handlung, hell für Erklärung und Substanz. */

.sec-light {
  background: var(--paper);
  color: var(--ink);
}
.sec-light .eyebrow      { color: var(--blue-dk); }
.sec-light .sec-lead     { color: var(--ink-soft); }
.sec-light h1, .sec-light h2, .sec-light h3 { color: var(--ink); }
.sec-light .accent       { color: var(--blue-dk); }

/* Trennlinie nur zwischen zwei gleichfarbigen Sektionen */
.sec-dark + .sec-dark { border-top: 1px solid rgba(30,58,95,.45); }
.sec-light + .sec-light { border-top: 1px solid var(--brd-lt); }


/* ═══ 4 · TYPOGRAFIE ════════════════════════════════════════════════════
   Zwei Ebenen:
     Display   = Instrument Serif, nur groß (ab ~24px). Die Schrift hat
                 einen einzigen Schnitt (400) — Hierarchie entsteht über
                 Größe, Farbe und Weißraum, nicht über Strichstärke.
     Interface = Inter für alles Kleinteilige: Fließtext, Karten-
                 Überschriften, Tabellen, Buttons, Labels. */

h1, h2, .display {
  font-family: var(--display);
  font-weight: 400;
  letter-spacing: -.005em;
  font-variant-numeric: lining-nums;
}

h1 {
  font-size: clamp(40px, 6.4vw, 72px);
  line-height: 1.03;
  letter-spacing: -.012em;
}

h2 {
  font-size: clamp(30px, 4.4vw, 46px);
  line-height: 1.12;
}

h3 {
  font-family: var(--ui);
  font-weight: 600;
  font-size: 18px;
  line-height: 1.35;
  letter-spacing: -.005em;
}

.accent { color: var(--blue); }

.eyebrow {
  font-family: var(--ui);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--blue-lt);
  margin-bottom: 18px;
}

.sec-lead {
  margin-top: 16px;
  color: var(--soft);
  max-width: 640px;
  font-size: 17px;
}

/* Zahlen immer tabellarisch, damit Beträge untereinander stehen */
.tnum, table, .fig-val { font-variant-numeric: tabular-nums; }


/* ═══ 5 · BUTTONS ═══════════════════════════════════════════════════════ */

.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  font-family: var(--ui); font-weight: 600; font-size: 16px;
  text-decoration: none; border-radius: 9px;
  padding: 16px 30px;
  transition: transform .18s ease, box-shadow .18s ease, background .18s ease, border-color .18s ease;
}

.btn-primary {
  background: var(--blue); color: #fff;
  box-shadow: 0 8px 28px rgba(58,127,193,.32);
}
.btn-primary:hover { background: #4A8FD1; transform: translateY(-2px); }

.btn-ghost {
  background: transparent; color: var(--blue-lt);
  border: 1px solid var(--brd);
  font-size: 15px; padding: 14px 26px;
}
.btn-ghost:hover { border-color: var(--blue); color: #fff; }

.sec-light .btn-ghost { color: var(--blue-dk); border-color: var(--brd-lt); background: var(--card); }
.sec-light .btn-ghost:hover { border-color: var(--blue); color: var(--ink); }

.btn-sub {
  display: block; margin-top: 12px;
  font-family: var(--ui); font-size: 12.5px; font-weight: 500;
  letter-spacing: .04em; color: var(--dim);
}
.sec-light .btn-sub { color: var(--ink-dim); }


/* ═══ 6 · HEADER & LOGO ═════════════════════════════════════════════════ */

/* Dringlichkeitsband */
.ribbon {
  background: var(--ambg);
  border-bottom: 1px solid var(--ambrd);
  padding: 10px 20px;
  text-align: center;
  font-size: 13px; font-weight: 500;
  color: var(--amber);
}
.ribbon strong { font-weight: 700; }
.ribbon a { color: var(--amber); text-underline-offset: 3px; }
.ribbon.is-past { background: #0d1420; border-bottom-color: var(--brd); color: var(--soft); }
.ribbon.is-past a { color: var(--blue-lt); }

header {
  border-bottom: 1px solid rgba(30,58,95,.5);
  background: rgba(6,15,30,.88);
  backdrop-filter: blur(10px);
  position: sticky; top: 0; z-index: 50;
}

.nav {
  max-width: var(--wrap); margin: 0 auto;
  padding: 12px 24px;
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
}

/* ── Logo-Lockup: Bildmarke als Datei, Wortmarke als echter Text ──
   Früher steckte alles in einem inline-SVG, das auf jeder Seite
   dupliziert war. Jetzt: eine SVG-Datei plus HTML-Text. */

.logo { display: inline-flex; align-items: center; gap: 9px; text-decoration: none; }
.logo img { display: block; flex: none; height: 58px; width: auto; }
.logo-txt { display: flex; flex-direction: column; align-items: flex-start; }

.wordmark {
  font-family: var(--ui); font-weight: 700; font-size: 19px;
  letter-spacing: -.01em; color: #fff; white-space: nowrap; line-height: 1;
}
.wordmark span { color: var(--blue); }

.logo-rule {
  width: 28px; height: 1.5px; border-radius: 1px; margin: 5px 0 4px;
  background: linear-gradient(90deg, var(--blue), rgba(58,127,193,0));
}

.logo-claim {
  font-family: var(--display); font-style: italic;
  font-size: 9px; letter-spacing: .02em;
  color: var(--dim); white-space: nowrap; line-height: 1;
}

/* Logo auf hellem Grund */
.sec-light .wordmark { color: var(--ink); }
.sec-light .logo-claim { color: var(--ink-dim); }

/* ── Navigation ── */
.nav-links { display: none; gap: 24px; align-items: center; }
.nav-links a {
  text-decoration: none; color: var(--soft);
  font-size: 14.5px; font-weight: 500;
  white-space: nowrap;
  transition: color .15s;
}
.nav-links a:hover { color: #fff; }

.nav .btn { padding: 11px 20px; font-size: 14px; }

/* Button und Burger gehören zusammen an den rechten Rand */
.nav-right { display: flex; align-items: center; gap: 12px; }

/* Burger — nur unterhalb des Umbruchs sichtbar */
.burger {
  display: inline-flex; flex-direction: column; justify-content: center; gap: 5px;
  width: 44px; height: 44px; padding: 10px;
  border: 1px solid var(--brd); border-radius: 9px;
  flex: none;
}
.burger span {
  display: block; height: 2px; width: 100%; border-radius: 2px;
  background: var(--text); transition: transform .22s ease, opacity .18s ease;
}
.burger[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.burger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.burger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Aufgeklapptes Menü */
.nav-panel {
  display: none;
  border-top: 1px solid rgba(30,58,95,.5);
  background: var(--bg);
  padding: 12px 24px 22px;
}
.nav-panel.is-open { display: block; }
.nav-panel a {
  display: block; padding: 13px 0;
  border-bottom: 1px solid rgba(30,58,95,.4);
  text-decoration: none; color: var(--soft);
  font-size: 16px; font-weight: 500;
}
.nav-panel a:last-of-type { border-bottom: none; }
.nav-panel .btn { display: flex; margin-top: 16px; }

/* Die vollständige Navigation braucht Platz — mit der großen Bildmarke,
   vier Links und dem Button erst ab 1060 px. Darunter übernimmt das
   Burger-Menü. */
@media (min-width: 1060px) {
  .nav-links { display: flex; }
  .burger, .nav-panel { display: none !important; }
}

/* Auf kleinen Schirmen schrumpft die Bildmarke, damit der klebende
   Header nicht zu viel Bildschirm wegnimmt. */
@media (max-width: 1059px) {
  .nav { padding: 10px 16px; }
  .logo img { height: 50px; }
}
/* Auf dem Handy übernimmt der Sticky-CTA am unteren Rand den Buchungs-
   Button — im Header wäre er neben dem Burger zu gedrängt. */
@media (max-width: 720px) {
  .nav-right .btn { display: none; }
  .logo img { height: 44px; }
  .wordmark { font-size: 17px; }
}
@media (max-width: 420px) {
  .logo img { height: 38px; }
  .wordmark { font-size: 15.5px; }
  .logo-claim { display: none; }
  .logo-rule { margin-bottom: 0; }
}


/* ═══ 7 · HERO & VERTRAUENSLEISTE ═══════════════════════════════════════ */

.hero { padding: clamp(56px, 8vw, 88px) 0 clamp(52px, 7vw, 76px); position: relative; overflow: hidden; }
.hero::before {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(ellipse 900px 480px at 85% -10%, rgba(58,127,193,.15), transparent 60%),
    radial-gradient(ellipse 700px 400px at -10% 110%, rgba(58,127,193,.07), transparent 60%);
}
.hero-grid { display: grid; gap: clamp(40px, 5vw, 56px); align-items: center; position: relative; }
@media (min-width: 940px) { .hero-grid { grid-template-columns: 1.05fr .95fr; } }

.hero-sub { margin-top: 22px; color: var(--soft); font-size: 17.5px; max-width: 520px; }
.hero-cta { margin-top: 32px; display: flex; flex-wrap: wrap; gap: 14px 18px; align-items: center; }
.hero-cta .btn-sub { flex-basis: 100%; margin-top: 2px; }

/* Kurvenkarte im Hero */
.curve-card {
  background: linear-gradient(160deg, var(--surf) 0%, #0A1628 100%);
  border: 1px solid var(--brd);
  border-radius: 14px;
  padding: 24px 24px 18px;
  box-shadow: 0 24px 60px rgba(0,0,0,.4);
}
.curve-title {
  font-size: 11px; font-weight: 600;
  letter-spacing: .16em; text-transform: uppercase;
  color: var(--dim); margin-bottom: 16px;
}
.curve-legend {
  display: flex; gap: 20px; flex-wrap: wrap; margin-top: 14px;
  font-size: 12px; font-weight: 500;
}
.curve-legend span { display: inline-flex; align-items: center; gap: 8px; }
.dot { width: 10px; height: 10px; border-radius: 50%; flex: none; }
.dot-a { background: var(--amber); }
.dot-b { background: var(--blue); }
.lg-a { color: var(--amber); }
.lg-b { color: var(--blue-lt); }

/* Vertrauensleiste */
.trust { border-top: 1px solid rgba(30,58,95,.45); }
.trust-grid { display: grid; gap: 1px; background: rgba(30,58,95,.45); }
@media (min-width: 760px) { .trust-grid { grid-template-columns: repeat(3, 1fr); } }
.trust-item {
  background: var(--bg); padding: 28px 26px;
  display: flex; align-items: flex-start; gap: 16px;
}
.trust-icon {
  width: 42px; height: 42px; border-radius: 10px; flex: none;
  background: var(--surf2); border: 1px solid var(--brd);
  display: grid; place-items: center; color: var(--blue-lt);
}
.trust-item h3 { font-size: 16px; }
.trust-item p { font-size: 13.5px; color: var(--soft); margin-top: 5px; line-height: 1.55; }


/* ═══ 8 · WECHSELFENSTER ════════════════════════════════════════════════ */

.window-grid { display: grid; gap: 18px; margin-top: 40px; }
@media (min-width: 860px) { .window-grid { grid-template-columns: 1fr 1fr; } }

.year-card {
  border-radius: var(--radius); padding: 30px 28px;
  border: 1px solid var(--brd); background: var(--surf);
}
.year-card.open   { border-color: rgba(46,204,113,.4); background: linear-gradient(170deg, #071a10 0%, var(--surf) 70%); }
.year-card.closed { border-color: var(--ambrd);        background: linear-gradient(170deg, #170f00 0%, var(--surf) 70%); }

.year-tag {
  font-size: 11px; font-weight: 700;
  letter-spacing: .13em; text-transform: uppercase;
  padding: 4px 12px; border-radius: 20px; display: inline-block;
}
.open .year-tag   { color: var(--green); border: 1px solid rgba(46,204,113,.35); }
.closed .year-tag { color: var(--amber); border: 1px solid var(--ambrd); }

.year-num {
  font-family: var(--display); font-weight: 400;
  font-size: 54px; margin-top: 12px; line-height: 1;
  font-variant-numeric: lining-nums;
}
.year-card p { margin-top: 12px; color: var(--soft); font-size: 15px; }
.year-card .jaeg {
  font-size: 13.5px; font-weight: 500; color: var(--soft);
  font-variant-numeric: tabular-nums;
  margin-top: 18px; padding-top: 16px;
  border-top: 1px solid rgba(30,58,95,.6);
}
.year-card .jaeg em { font-style: normal; color: var(--dim); font-weight: 400; }

/* Hinweiskästen */
.note-box {
  margin-top: 22px;
  background: var(--surf2); border: 1px solid var(--brd);
  border-left: 3px solid var(--blue);
  border-radius: 8px; padding: 20px 24px;
  font-size: 15px; color: var(--soft);
}
.note-box strong { color: var(--text); }
.note-box + .note-box { margin-top: 14px; }
.note-box.warn { border-left-color: var(--amber); }
.sec-light .note-box {
  background: var(--card); border-color: var(--brd-lt);
  border-left-color: var(--blue-dk); color: var(--ink-soft);
}
.sec-light .note-box strong { color: var(--ink); }

.soft-cta { margin-top: 30px; display: flex; flex-wrap: wrap; align-items: center; gap: 16px; }
.soft-cta p { font-size: 14.5px; color: var(--dim); }


/* ═══ 9 · QUIZ ══════════════════════════════════════════════════════════
   Rechnet vollständig im Browser. Es werden keine Eingaben gespeichert
   und keine Daten übertragen — siehe Datenschutzerklärung. */

.quiz {
  margin-top: 40px;
  background: linear-gradient(165deg, var(--surf) 0%, #0A1628 100%);
  border: 1px solid var(--brd); border-radius: 16px;
  padding: clamp(26px, 4vw, 40px);
  max-width: 760px;
}
.quiz-progress {
  display: flex; align-items: center; gap: 14px;
  font-size: 12px; font-weight: 600; letter-spacing: .1em;
  text-transform: uppercase; color: var(--dim);
  margin-bottom: 22px;
}
.quiz-bar { flex: 1; height: 3px; border-radius: 3px; background: var(--surf2); overflow: hidden; }
.quiz-bar i { display: block; height: 100%; width: 0; background: var(--blue); transition: width .3s ease; }

.quiz-q { font-family: var(--display); font-size: clamp(22px, 3vw, 30px); line-height: 1.2; }
.quiz-hint { margin-top: 10px; font-size: 14.5px; color: var(--dim); }

.quiz-opts { display: grid; gap: 10px; margin-top: 24px; }
.quiz-opt {
  display: flex; align-items: center; gap: 14px; width: 100%; text-align: left;
  background: var(--surf2); border: 1px solid var(--brd);
  border-radius: 10px; padding: 16px 20px;
  font-size: 15.5px; font-weight: 500; color: var(--text);
  transition: border-color .18s, background .18s, transform .18s;
}
.quiz-opt:hover { border-color: var(--blue); background: #16304f; transform: translateX(3px); }
.quiz-opt .k {
  flex: none; width: 26px; height: 26px; border-radius: 6px;
  background: var(--bg); border: 1px solid var(--brd);
  display: grid; place-items: center;
  font-size: 12px; font-weight: 700; color: var(--blue-lt);
}

.quiz-nav { margin-top: 20px; display: flex; gap: 18px; align-items: center; }
.quiz-back {
  font-size: 14px; font-weight: 500; color: var(--dim);
  text-decoration: underline; text-underline-offset: 3px;
}
.quiz-back:hover { color: var(--text); }

/* Ergebnis */
.quiz-result { display: none; }
.quiz-result.is-on { display: block; }
.quiz-badge {
  display: inline-flex; align-items: center; gap: 9px;
  font-size: 11.5px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase;
  padding: 6px 14px; border-radius: 20px; margin-bottom: 16px;
}
.quiz-badge.good   { color: var(--green); border: 1px solid rgba(46,204,113,.4); background: rgba(46,204,113,.08); }
.quiz-badge.maybe  { color: var(--amber); border: 1px solid var(--ambrd);        background: rgba(224,160,48,.08); }
.quiz-badge.no     { color: var(--blue-lt); border: 1px solid var(--brd);        background: rgba(58,127,193,.08); }
.quiz-result h3 { font-family: var(--display); font-weight: 400; font-size: clamp(24px, 3.2vw, 32px); line-height: 1.2; }
.quiz-result p  { margin-top: 14px; color: var(--soft); font-size: 15.5px; }
.quiz-result .btn { margin-top: 24px; }
.quiz-reset { margin-top: 18px; }

/* Ohne JavaScript wird das Quiz ausgeblendet und der Ersatzhinweis gezeigt */
.quiz-nojs { display: block; }
.js .quiz-nojs { display: none; }
.quiz-box { display: none; }
.js .quiz-box { display: block; }


/* ═══ 10 · GKV/PKV-VERGLEICH ════════════════════════════════════════════ */

.cmp-scroll { overflow-x: auto; margin-top: 36px; -webkit-overflow-scrolling: touch; }
.cmp-table {
  width: 100%; min-width: 620px;
  border-collapse: collapse;
  font-size: 15px;
}
.cmp-table th, .cmp-table td {
  text-align: left; padding: 16px 18px;
  border-bottom: 1px solid var(--brd-lt);
  vertical-align: top;
}
.cmp-table thead th {
  font-size: 12px; font-weight: 700;
  letter-spacing: .1em; text-transform: uppercase;
  color: var(--ink-dim);
  border-bottom: 2px solid var(--brd-lt);
  white-space: nowrap;
}
.cmp-table thead th.c-pkv { color: var(--blue-dk); }
.cmp-table tbody th {
  font-weight: 600; color: var(--ink); width: 30%;
  font-size: 14.5px;
}
.cmp-table td { color: var(--ink-soft); }
.cmp-table tbody tr:hover { background: rgba(58,127,193,.04); }
.cmp-table .c-pkv { background: rgba(58,127,193,.045); }

.cmp-mark { font-weight: 600; }
.cmp-mark.plus  { color: var(--green-dk); }
.cmp-mark.minus { color: var(--amber-dk); }

.cmp-hint {
  margin-top: 16px; font-size: 13.5px; color: var(--ink-dim);
  display: flex; align-items: center; gap: 8px;
}
@media (min-width: 760px) { .cmp-hint.only-mobile { display: none; } }


/* ═══ 11 · STELLSCHRAUBEN ═══════════════════════════════════════════════ */

.screw-grid { display: grid; gap: 16px; margin-top: 40px; }
@media (min-width: 760px) { .screw-grid { grid-template-columns: 1fr 1fr; } }

.screw {
  background: var(--card); border: 1px solid var(--brd-lt);
  border-radius: var(--radius); padding: 26px;
  transition: border-color .2s, transform .2s, box-shadow .2s;
}
.screw:hover { border-color: var(--blue); transform: translateY(-3px); box-shadow: 0 10px 30px rgba(11,26,49,.07); }
.screw-num {
  font-size: 12px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase;
  color: var(--blue-dk);
  display: inline-flex; align-items: center; gap: 10px; margin-bottom: 12px;
}
.screw-num::after { content: ""; width: 30px; height: 1px; background: var(--brd-lt); }
.screw h3 { font-size: 18px; }
.screw p { margin-top: 9px; font-size: 14.5px; color: var(--ink-soft); }

/* Rechenbeispiel — klar als Beispiel gekennzeichnet */
.example {
  margin-top: 16px; padding: 14px 16px;
  background: var(--paper); border: 1px dashed var(--brd-lt);
  border-radius: 8px;
  font-size: 13.5px; color: var(--ink-soft);
  font-variant-numeric: tabular-nums;
}
.example b { display: block; font-size: 11px; font-weight: 700;
             letter-spacing: .1em; text-transform: uppercase;
             color: var(--ink-dim); margin-bottom: 5px; }

@media (min-width: 760px) { .screw-grid > .screw:last-child { grid-column: 1 / -1; } }


/* ═══ 12 · BEITRAGSKURVE (eigener Abschnitt) ════════════════════════════ */

.curve-panel {
  margin-top: 36px;
  background: var(--card); border: 1px solid var(--brd-lt);
  border-radius: 16px; padding: clamp(22px, 3.5vw, 34px);
}
.curve-switch { display: inline-flex; gap: 4px; padding: 4px; background: var(--paper);
                border: 1px solid var(--brd-lt); border-radius: 10px; margin-bottom: 24px; flex-wrap: wrap; }
.curve-switch button {
  padding: 9px 18px; border-radius: 7px;
  font-size: 14px; font-weight: 600; color: var(--ink-dim);
  transition: background .18s, color .18s;
}
.curve-switch button[aria-pressed="true"] { background: var(--blue-dk); color: #fff; }

.curve-figure svg { width: 100%; height: auto; }
.curve-note { margin-top: 16px; font-size: 13px; color: var(--ink-dim); }

.fig-row { display: grid; gap: 14px; margin-top: 26px; }
@media (min-width: 660px) { .fig-row { grid-template-columns: repeat(3, 1fr); } }
.fig {
  background: var(--paper); border: 1px solid var(--brd-lt);
  border-radius: 10px; padding: 18px 20px;
}
.fig-val { font-family: var(--display); font-size: 30px; line-height: 1; color: var(--ink); }
.fig-lbl { margin-top: 7px; font-size: 13px; color: var(--ink-dim); }

/* Kurvenlinien werden beim Umschalten weich überblendet */
.curve-line { transition: opacity .35s ease, stroke-dashoffset .8s ease; }
.curve-line.is-off { opacity: .18; }


/* ═══ 13 · ZIELGRUPPE & ABLAUF ══════════════════════════════════════════ */

.aud-grid { display: grid; gap: 16px; margin-top: 40px; }
@media (min-width: 860px) { .aud-grid { grid-template-columns: repeat(3, 1fr); } }
.aud {
  background: var(--card); border: 1px solid var(--brd-lt);
  border-radius: var(--radius); padding: 26px;
}
.aud h3 { font-size: 17px; }
.aud ul { list-style: none; margin-top: 14px; }
.aud li {
  font-size: 14.5px; color: var(--ink-soft);
  padding-left: 26px; position: relative; margin-bottom: 9px;
}
.aud li::before {
  content: ""; position: absolute; left: 2px; top: .55em;
  width: 11px; height: 6px; border-left: 2px solid var(--green-dk);
  border-bottom: 2px solid var(--green-dk); transform: rotate(-45deg);
}

.steps { display: grid; gap: 16px; margin-top: 40px; }
@media (min-width: 860px) { .steps { grid-template-columns: repeat(3, 1fr); } }
.step {
  background: var(--card); border: 1px solid var(--brd-lt);
  border-radius: var(--radius); padding: 28px 26px;
}
.step-num {
  font-family: var(--display); font-size: 20px; line-height: 1;
  width: 44px; height: 44px; border-radius: 50%;
  background: var(--blue-dk); color: #fff;
  display: grid; place-items: center; margin-bottom: 16px;
}
.step h3 { font-size: 17px; }
.step p { margin-top: 9px; font-size: 14.5px; color: var(--ink-soft); }

.mid-cta { text-align: center; margin-top: 44px; }


/* ═══ 14 · ÜBER MICH ════════════════════════════════════════════════════ */

.about-grid { display: grid; gap: clamp(32px, 5vw, 48px); align-items: center; }
@media (min-width: 880px) { .about-grid { grid-template-columns: .78fr 1.22fr; } }

.about-badge {
  background: linear-gradient(160deg, var(--surf) 0%, #0A1628 100%);
  border: 1px solid var(--brd); border-radius: 16px;
  padding: 40px 30px; text-align: center;
}
.portrait {
  width: 190px; height: 190px; margin: 0 auto 26px;
  border-radius: 50%; padding: 5px;
  background: linear-gradient(145deg, var(--blue) 0%, rgba(58,127,193,.12) 80%);
}
.portrait img { width: 100%; height: 100%; object-fit: cover; border-radius: 50%; }

.about-badge .logo { justify-content: center; }
.about-badge .logo-claim { font-size: 10px; }

.about-facts { list-style: none; margin-top: 26px; }
.about-facts li {
  padding: 14px 0; border-top: 1px solid rgba(30,58,95,.55);
  display: flex; gap: 14px; align-items: baseline;
  font-size: 15px; color: var(--soft);
}
.about-facts li strong { color: var(--text); font-weight: 600; }
.about-facts .f-ico { color: var(--blue-lt); flex: none; font-weight: 600; }


/* ═══ 15 · FAQ ══════════════════════════════════════════════════════════ */

.faq-list { margin-top: 40px; max-width: 780px; }
.faq-list details {
  border: 1px solid var(--brd-lt); border-radius: 10px;
  background: var(--card); margin-bottom: 10px; overflow: hidden;
}
.faq-list summary {
  cursor: pointer; list-style: none;
  padding: 19px 22px;
  font-family: var(--ui); font-weight: 600; font-size: 16px; color: var(--ink);
  display: flex; justify-content: space-between; align-items: center; gap: 16px;
}
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after {
  content: ""; flex: none; width: 11px; height: 11px;
  border-right: 2px solid var(--blue-dk); border-bottom: 2px solid var(--blue-dk);
  transform: rotate(45deg) translate(-2px,-2px);
  transition: transform .22s ease;
}
.faq-list details[open] summary::after { transform: rotate(225deg) translate(-3px,-3px); }
.faq-list details p { padding: 0 22px 20px; font-size: 15px; color: var(--ink-soft); }
.faq-list details p + p { padding-top: 12px; }


/* ═══ 16 · FINAL-CTA ════════════════════════════════════════════════════ */

.final {
  background:
    radial-gradient(ellipse 800px 400px at 50% -20%, rgba(58,127,193,.18), transparent 65%),
    var(--surf);
  border-top: 1px solid var(--brd);
  text-align: center;
}
.final h2 { max-width: 660px; margin: 0 auto; }
.final .sec-lead { margin: 16px auto 0; }
.final .btn { margin-top: 32px; }


/* ═══ 17 · FOOTER ═══════════════════════════════════════════════════════ */

footer { border-top: 1px solid rgba(30,58,95,.5); padding: 42px 0 54px; background: var(--bg); }
.foot-grid { display: grid; gap: 28px; }
@media (min-width: 760px) { .foot-grid { grid-template-columns: 1.4fr 1fr; align-items: start; } }

.foot-status { margin-top: 14px; font-size: 13px; color: var(--dim); max-width: 470px; line-height: 1.65; }

.foot-links { display: flex; flex-wrap: wrap; gap: 8px 24px; }
@media (min-width: 760px) { .foot-links { justify-content: flex-end; } }
.foot-links a { font-size: 13.5px; color: var(--soft); text-decoration: none; }
.foot-links a:hover { color: #fff; }

.foot-copy {
  margin-top: 32px; padding-top: 22px;
  border-top: 1px solid rgba(30,58,95,.4);
  font-size: 12px; color: var(--dim);
  display: flex; flex-wrap: wrap; gap: 8px 24px; justify-content: space-between;
}
.foot-copy em { font-family: var(--display); font-style: italic; font-size: 13px; }


/* ═══ 18 · STICKY-CTA (nur mobil) ═══════════════════════════════════════ */

.sticky-cta {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 60;
  padding: 12px 16px calc(12px + env(safe-area-inset-bottom));
  background: rgba(6,15,30,.94);
  backdrop-filter: blur(10px);
  border-top: 1px solid var(--brd);
  transform: translateY(110%);
  transition: transform .28s ease;
}
.sticky-cta.is-on { transform: translateY(0); }
.sticky-cta .btn { display: flex; width: 100%; padding: 14px 20px; font-size: 15.5px; }
@media (min-width: 900px) { .sticky-cta { display: none; } }


/* ═══ 19 · CHECKLISTE ═══════════════════════════════════════════════════
   Der Fortschritt wird bewusst NICHT gespeichert (kein localStorage) —
   die Seite setzt keine Cookies und legt nichts auf dem Gerät ab. */

.page-hero { padding: clamp(44px, 6vw, 68px) 0 clamp(28px, 4vw, 40px); }
.page-hero h1 { max-width: 780px; }
.page-hero p { margin-top: 18px; color: var(--soft); max-width: 660px; font-size: 16.5px; }

.progress-card {
  position: sticky; top: 84px; z-index: 20;
  background: rgba(11,26,49,.94); backdrop-filter: blur(8px);
  border: 1px solid var(--brd); border-radius: 12px;
  padding: 18px 22px; margin-bottom: 40px;
}
.progress-row {
  display: flex; justify-content: space-between; align-items: baseline; gap: 16px;
  font-size: 14.5px; font-variant-numeric: tabular-nums;
}
.progress-row strong { font-weight: 600; }
.progress-row span { color: var(--blue-lt); font-weight: 700; }
.bar { margin-top: 12px; height: 5px; border-radius: 5px; background: var(--surf2); overflow: hidden; }
.bar-fill { height: 100%; width: 0; border-radius: 5px; background: var(--blue); transition: width .3s ease; }

.chk-sec { margin-bottom: 44px; }
.chk-head { display: flex; align-items: center; gap: 14px; flex-wrap: wrap; margin-bottom: 20px; }
.chk-tag {
  font-size: 11px; font-weight: 700; letter-spacing: .13em; text-transform: uppercase;
  color: var(--blue-lt); border: 1px solid var(--brd);
  padding: 4px 12px; border-radius: 20px;
}
.chk-head h2 { font-size: clamp(23px, 3.2vw, 31px); }

.item {
  background: var(--surf); border: 1px solid var(--brd);
  border-radius: 10px; margin-bottom: 10px;
  transition: border-color .18s, opacity .18s;
}
.item:hover { border-color: #2b4d78; }
.item.done { opacity: .58; border-color: rgba(46,204,113,.3); }
.item label { display: flex; gap: 16px; padding: 18px 20px; cursor: pointer; align-items: flex-start; }
.item h3 { font-size: 15.5px; }
.item.done h3 { text-decoration: line-through; text-decoration-color: var(--dim); }
.item p { margin-top: 6px; font-size: 14px; color: var(--soft); line-height: 1.6; }

.chk {
  flex: none; appearance: none; -webkit-appearance: none;
  width: 22px; height: 22px; margin-top: 2px;
  border: 2px solid var(--brd); border-radius: 6px;
  background: var(--bg); cursor: pointer;
  display: grid; place-items: center;
  transition: background .15s, border-color .15s;
}
.chk:checked { background: var(--green); border-color: var(--green); }
.chk:checked::after {
  content: ""; width: 10px; height: 5px;
  border-left: 2px solid #05210f; border-bottom: 2px solid #05210f;
  transform: rotate(-45deg) translate(1px,-1px);
}

.callout {
  margin-top: 20px; border-radius: 10px; padding: 18px 22px;
  font-size: 14.5px; color: var(--soft);
  background: var(--surf2); border: 1px solid var(--brd); border-left: 3px solid var(--blue);
}
.callout strong { color: var(--text); }
.callout.amber { border-left-color: var(--amber); }

.finish {
  margin: 52px 0 20px; text-align: center;
  background: linear-gradient(165deg, var(--surf) 0%, #0A1628 100%);
  border: 1px solid var(--brd); border-radius: 16px;
  padding: clamp(32px, 5vw, 52px) 26px;
}
.finish h2 { max-width: 620px; margin: 0 auto; }
.finish p { margin: 16px auto 0; max-width: 580px; color: var(--soft); font-size: 15.5px; }
.finish .btn { margin-top: 26px; }
.finish .sub { margin-top: 12px; font-size: 12.5px; color: var(--dim); letter-spacing: .04em; }
.tools { margin-top: 28px; display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }


/* ═══ 20 · RECHTSSEITEN ═════════════════════════════════════════════════ */

.legal { max-width: 780px; padding-bottom: clamp(56px, 8vw, 88px); }
.legal h2 {
  font-size: clamp(21px, 2.6vw, 26px);
  margin-top: 38px; padding-top: 22px;
  border-top: 1px solid rgba(30,58,95,.5);
}
.legal h2:first-of-type { margin-top: 8px; border-top: none; padding-top: 0; }
.legal p  { margin-top: 12px; color: var(--soft); font-size: 15.5px; }
.legal ul { margin-top: 12px; padding-left: 22px; color: var(--soft); font-size: 15.5px; }
.legal li { margin-bottom: 7px; }
.legal a  { color: var(--blue-lt); text-underline-offset: 3px; }
.legal strong { color: var(--text); }

.addr {
  margin-top: 14px; padding: 16px 20px;
  background: var(--surf); border: 1px solid var(--brd);
  border-left: 3px solid var(--blue); border-radius: 8px;
  font-size: 15.5px; color: var(--soft); line-height: 1.65;
}
.addr strong { color: var(--text); }


/* ═══ 21 · ANIMATION & DRUCK ════════════════════════════════════════════ */

/* Inhalt ist ohne JavaScript immer sichtbar — JS blendet nur sanft ein. */
.js .reveal { opacity: 0; transform: translateY(16px); transition: opacity .55s ease, transform .55s ease; }
.js .reveal.in { opacity: 1; transform: none; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .js .reveal { opacity: 1; transform: none; transition: none; }
  *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; }
}

@media print {
  .ribbon, header, .nav-panel, .sticky-cta, .tools, .soft-cta,
  .progress-card, .btn, .curve-switch { display: none !important; }
  body { background: #fff; color: #111; font-size: 11pt; }
  .sec-light, .item, .aud, .step, .screw, .card, .finish, .callout, .note-box {
    background: #fff !important; color: #111 !important;
    border-color: #bbb !important; box-shadow: none !important;
  }
  h1, h2, h3, .year-num, .fig-val { color: #111 !important; }
  p, li, td, .sec-lead { color: #333 !important; }
  .item { break-inside: avoid; page-break-inside: avoid; }
  .chk { border-color: #555 !important; }
  a[href^="http"]::after { content: " (" attr(href) ")"; font-size: 9pt; color: #555; }
  footer { border-top: 1px solid #bbb; }
}